Finance Updates – Finance Updates

ACA Subsidy Cuts Threaten Millions With Spiking Premiums as Eligibility Tightens

In 2025, about 24 million Marketplace enrolle...

Premium subsidies are calculated from househo...

Under the enhanced rules, benchmark Silver pr...

If enhanced subsidies expire after 2025, the ...

Senate Nears Deal to Revive ACA Subsidies: Key Caps, Insurer Rules & A Health Savings Twist

Americas Policy Insurance Carriers

A bipartisan Senate group is close to a deal ...

The emerging plan would extend the credits fo...

It also considers letting recipients in year ...

Even with an agreement, passage is uncertain ...

Europe’s Insurance Distribution M&A Revives Unevenly: UK, France & Nordics Outpace Germany

Europe M&A Agencies, Brokerages, and Other Insurance Related Activities

Europe’s insurance distribution M&A was uneve...

Deal volumes were down year-on-year (373 tran...

Private equity dominated continental European...

Momentum is shifting away from large insurer ...

How Generative & Agentic AI Are Transforming the Insurance Industry Today

Global Firms Insurance Carriers

AI leaders are shifting from pilots to end-to...

At-scale adoption is delivering measurable ga...

Capturing value requires reusable AI componen...

Insurers must manage risks including vendor l...

Washington Reels Amid Rising Wildfire Risk Scores Hike Insurance Rates

Americas Policy Insurance Carriers and Related Activities

Stevens Fire District #1 Chief Mike Bucy says...

A state work group recommends insurers share ...

RCW 48.19.390 could be used to challenge insu...

Homeowners across multiple counties report lo...

Louisiana’s 2026 Auto Insurance Reforms Begin Lowering Rates Amid Medical Cost Pressures

Americas Policy Insurance Carriers and Related Activities

Louisiana has the nation’s highest auto insur...

New laws effective Jan. 1, 2026 tighten injur...

Insurers have begun filing rate decreases, in...

Reforms may curb lawsuit and billing-driven c...

U.S. Homeowners Insurance Stabilizes in 2025: Premiums Up, Profitability Still Elusive

Americas Markets Insurance Carriers and Related Activities

Triple-I sees the U.S. homeowners insurance m...

Despite improvement, the 2025 net combined ra...

Q2 2025 delivered the strongest second-quarte...

Profitability remains constrained by sharply ...

When Travel Insurance Denies Then Approves: Misrepresentation, Policy Gaps & Consumer Rights

Americas Firms Insurance Carriers and Related Activities

A traveler with a 25-hour flight disruption h...

After months of stalled communication and doc...

The case highlights common travel insurance t...

Rising claim denial rates and alleged misrepr...

Oklahoma Insurance Reforms: Faster Claims, Fairer Coverage & Consumer Protections

Americas Policy Insurance Carriers and Related Activities

Oklahoma Insurance Commissioner Glen Mulready...

The plan shortens complaint and claim deadlin...

Reforms include a Homeowner Bill of Rights, m...

Mandatory Eagle Mediation and a bar on awardi...

What Colorado’s HB25-1182 Means for Homeowners: Wildfire Risk, Mitigation & Insurance Costs

Americas Policy Insurance Carriers and Related Activities

Colorado’s new HB25-1182 law will require ins...

If mitigation efforts are not reflected in an...

Experts say the law may improve fairness and ...

Insurers warn of modeling and actuarial chall...